From everyone here at Premier Insurance Services to all of our clients and friends – we thank you from the bottom of our hearts for allowing us to protect you, your loved ones, your businesses and employees, and so much more. For YOU, we are truly grateful. We certainly wouldn't have as much to be thankful for without your trust in us. Enjoy your Thanksgiving. Be happy and safe.
The latest trend in home care is tidiness thanks to the hit Netflix show "Tidying Up," with host Marie Kondo. By taking her advice on decluttering you will have a tidier looking home, but it can also mean a safer home, keeping your entry points accessible, helping you identify hazards or problems that need fixing ― and even get you a reduction on your insurance premiums. You can also take the time to do some other home maintenance that can reduce damage from an emergency, such as: Ensuring your alarm systems are all working.Fixing poorly lit walkways or walkways that…
Medicare enrollees are flocking to Medicare Part D prescription drug plans with ratings of four or higher, according to a new report by the Centers for Medicare and Medicaid Services (CMS). The report found that the percentage of Medicare enrollees in four-star Part D plans for 2020 will grow to 27.6%, compared with just 3.5% in 2019. Likewise, the percentage of Medicare enrollees in four-star or greater Medicare Advantage Part C plans with prescription drug coverage will grow to 81.1% in 2020, from the current 75.3 % (the figure was just 69% in 2017). The average rating of Part D…
As America's workforce gets older, it will have a significant impact on the cost structure of the workers' comp system due to requirements that insurers set aside large sums for medical outlays covered by Medicare. That's because the costs of claims involving injured workers who are near or older than retirement age tend to skyrocket. This issue could be the next major cost driver in workers' comp as more baby boomers, nearing retirement age, opt to stay in the workforce. Federal law requires that Medicare approve claims settlements of $25,000 or more for injured workers who are Medicare beneficiaries, who…
More than 35% of workers in the U.S. are not getting enough sleep, a new study has found. That can lead to serious workplace safety issues, especially for occupations that use heavy machinery, people who work in factories or warehouses, construction or as drivers. Among workers in other occupations it can lead to costly mistakes, friction among staff and poor communications, all of which can have a detrimental effect on your operations. The study by researchers at Ball State University looked at self-reports of sleep duration among 150,000 adults working in different occupations between 2010 and 2018. Researchers found the…
A new study has found that following a diet that consists of processed foods can quickly result in weight gain. The study by a team of researchers at the National Institute of Diabetes and Digestive and Kidney Diseases in Bethesda, MD, was the first of its kind conducted on humans - and with astonishing results. In the study, 20 participants lived in a lab for four weeks, spending two weeks each on two types of diet: One rich in highly processed foods (like food out of a box or canned prepared food). One rich in whole foods, like whole grains,…
Medicare changes in 2020 may be coming as President Trump recently announced an executive order that gives Medicare recipients more access to innovative and affordable plan options, as well make it easier to find physicians that take new Medicare patients. The order directs the Department of Health and Human Services to write new regulations and take administrative actions that would encourage Medicare Advantage insurers to offer plan designs with innovative new options like telemedicine services and supplemental benefits that plans do not currently offer. Under the executive order, HHS has a year to introduce new regulations and guidance and take…
Social media can be a great way to stay in touch with friends and family, but unfortunately, as it has evolved, so has a dark side that has caused plenty of children distress - some to the point of driving them to suicide. We are talking about the growing problem of cyber-bullying. Unfortunately, many kids are victims and others are perpetrators of online bullying. In both cases, you need to nip it in the bud. What is cyber-bullying? Cyber-bullying includes sending, posting or sharing negative, harmful, false or mean content about someone else on social media like Facebook, YouTube, Instagram…