Personal/Family Archives - Page 7 of 14 - Premier Insurance Services

Your Car Is Rich Target for Information Thieves

Post author:Mark Kofalt
Post published:August 28, 2020
Post category:Personal/Family

Picture a sedan traveling along an interstate highway anywhere in America. It has Bluetooth capability, allowing the driver to make and receive phone calls without taking her hands off the steering wheel. The contacts stored on her smartphone are accessible from a menu displayable on the dashboard, allowing her to call a friend with one press of a button. Just as easily, she can choose songs stored on her phone or scan radio stations until she finds one carrying the Cowboys game. The car also has a navigation system that shows her present location and how to get to unfamiliar…

Benefits of Combining Your Insurance with One Company

Post author:Mark Kofalt
Post published:August 21, 2020
Post category:Personal/Family

There are huge advantages to combining your auto and home insurance with a single company. The biggest and most direct benefit is getting a multiple-policy discount. However, it goes beyond that, and the advantages can work in your favor. Let's look at the numerous variables on why this really works to your benefit. Discount The combined auto-home or multipolicy discount, as some companies call it, can result in some real savings; in many cases, it can amount to hundreds of dollars per year. The best part of this is that the discount applies to both policies and, depending on the…

24 Sneaky Symptoms of COVID-19

Post author:Mark Kofalt
Post published:August 14, 2020
Post category:Personal/Family

As the COVID-19 pandemic continues growing, people who have been infected by the virus describe a number of symptoms, not always the same. Some people may end up with a dry cough, while others have body aches or general lethargy. Some have multiple symptoms. But it's important you know all of the symptoms so that you can seek medical care if necessary. Here are 24 subtle and not-so-subtle symptoms of COVID-19: Dry coughing While a dry cough could be a sign of an allergic reaction or the common cold, many patients who have been afflicted with the coronavirus experienced a…

Think Twice About Your Soft Drink Consumption

Post author:Mark Kofalt
Post published:August 6, 2020
Post category:Personal/Family

If you drink two or more soft drinks a day, you may want to cut back. A recent study by the World Health Organization found that people who drink two or more soft drinks a day, even if they are diet sodas with no calories, have a higher risk of mortality than individuals that have one soft drink a month. The study tracked 451,743 men and women in 10 European countries for 16 years. They joined the study between 1992 and 2000 and researchers followed up with them for an average of 16 years. During that time more than 41,600…

Planning for Hurricane Season During COVID-19 Pandemic

Post author:Mark Kofalt
Post published:June 4, 2020
Post category:Personal/Family

Planning for hurricane season and other potential disasters can be stressful, and because the 2020 hurricane season comes during the coronavirus disease (COVID-19) pandemic, it may be especially so this year. Public health and emergency response professionals have advice to help you safely prepare, evacuate, and shelter for severe storms while protecting yourself and others from COVID-19. Here are some tips to help you and your family stay safe during hurricane season this year. Prepare for hurricane season Understand that your planning may be different this year because of the need to protect yourself and others from COVID-19.Give yourself more…

What You Need to Know Before Installing a Pool

Post author:Mark Kofalt
Post published:May 21, 2020
Post category:Personal/Family

Summer is here with rising temperatures and for many homeowners that means it's pool time. Perhaps you've decided to make the financial commitment to buy a pool. While a swimming pool can provide lots of fun for your family and guests, and can increase the value of your home, it can also bring on higher homeowner's insurance rates. Before you dive in and add a pool to your property or buy a home that already has one, here are three important things to keep in mind: You may need to increase your insurance coverage A pool increases your exposure to…

Tackling the Scourge of Cyberbullying

Post author:Mark Kofalt
Post published:May 8, 2020
Post category:Personal/Family

Social media can be a great way to stay in touch with friends and family, but unfortunately, as it has evolved, so has a dark side that has caused plenty of children distress - some to the point of driving them to suicide. We are talking about the growing problem of cyberbullying. Unfortunately, many kids are victims and others are perpetrators of online bullying. In both cases, you need to nip it in the bud. What is cyberbullying? Cyberbullying includes sending, posting or sharing negative, harmful, false or mean content about someone else on social media like Facebook, YouTube, Instagram…

Will Your Policy Cover a Neighbor’s Lawsuit?

Post author:Mark Kofalt
Post published:April 29, 2020
Post category:Personal/Family

Not all of your neighbors are neighborly and sometimes disagreements can arise, from your barking dog to perhaps painting your home a color that's not pleasing to some others living on your block. And while you may be able to settle most of these issues through discussions and action, sometimes those complaints can escalate to lawsuits. Before this happens, it is important to know what types of provisions a homeowner's policy offers for legal issues. Homeowner's insurance is really a package of protections. It covers damage to your own property, and it covers your liability, meaning legal responsibility, for injuries…